Half dollar coins rarely show up in everyday transactions these days, which is exactly why they often go unnoticed. But for collectors and coin enthusiasts, certain half dollars are far more than their 50-cent face value-they can be surprisingly valuable.
Whether it’s due to their silver content, limited mintage, or a unique error, some half dollars could be worth a nice chunk of change. Let’s take a closer look at nine half dollar coins that might just be hiding in your change jar-and why collectors seek them out.
1. 1964 Kennedy Half Dollar
The very first Kennedy half dollar was minted in 1964 as a tribute to President John F. Kennedy following his tragic assassination.
- Composition: 90% silver, 10% copper
- Mintage: Over 273 million
- Value: Typically around $10 in average condition, with higher prices for uncirculated examples
2. 1964 “Accented Hair” Proof
A special variety from the 1964 proof set, this version features more detailed hair above Kennedy’s ear. It was produced in limited numbers and is a standout among collectors.
- Distinct Feature: Sharper, more defined hair details
- Mintage: Around 100,000
- Value: Between $100 and $500 depending on quality
3. 1970-D Kennedy Half Dollar
This coin was never put into general circulation and was only available in mint sets, making it one of the harder half dollars to find.
- Mint Mark: “D” for Denver
- Mintage: 2.15 million
- Value: Between $20 and $50 if in uncirculated condition
4. 1987 P & D Half Dollars
In 1987, the U.S. Mint skipped general release of half dollars, offering them only in collector mint sets. That makes these coins less common today.
- Mint Marks: “P” (Philadelphia) and “D” (Denver)
- Mintage: Approximately 2.89 million each
- Value: $2 to $5 for uncirculated pieces
5. 1998-S Matte Finish Kennedy Half Dollar
Part of a special two-coin set honoring Robert F. Kennedy, this half dollar stands out with its matte, satin-like finish.
- Finish Type: Matte (not the usual glossy proof)
- Mintage: 62,000
- Value: $100 to $200 depending on condition
6. 2001-P Kennedy Half Dollar
While not extremely rare, the 2001-P has a relatively low mintage, especially compared to surrounding years. It’s often overlooked by casual collectors.
- Mint Mark: “P” for Philadelphia
- Mintage: 19.5 million
- Value: $2 to $5 in mint condition
7. 2002–2020 “NIFC” Half Dollars
Coins marked as “NIFC” (Not Intended for Circulation) were made strictly for collector sets and not released into everyday use.
- Availability: Only found in U.S. Mint collector sets
- Value: Typically $2 to $5 when in mint state
8. 1966 SMS No FG Half Dollar
Some 1966 Special Mint Set coins are missing the designer’s initials-“FG” for Frank Gasparro-on the reverse near the eagle’s tail, making them valuable error coins.
- Error Type: Missing “FG” initials
- Value: $50 to $150 depending on grade and clarity
9. 1974-D Double Die Obverse (DDO)
The 1974-D Kennedy half dollar has a popular double die error, where parts of the design appear visibly doubled, especially in the lettering.
- Error Detail: Doubling on “IN GOD WE TRUST” and Kennedy’s profile
- Value: Between $50 and $100, depending on how clear the doubling is
Quick Reference Table
| Year | Coin Type | Key Feature | Mintage | Value Range |
|---|---|---|---|---|
| 1964 | Kennedy Half Dollar | 90% Silver Composition | 273 million | $10+ |
| 1964 | “Accented Hair” Proof | Distinct Hair Detail | 100,000 | $100 – $500 |
| 1970-D | Kennedy Half Dollar | Not Circulated | 2.15 million | $20 – $50 |
| 1987 P&D | Kennedy Half Dollars | Mint Set Only | 2.89 million each | $2 – $5 |
| 1998-S | Matte Finish Half Dollar | Special Matte Texture | 62,000 | $100 – $200 |
| 2001-P | Kennedy Half Dollar | Low Mintage | 19.5 million | $2 – $5 |
| 2002–2020 | “NIFC” Half Dollars | Collector-Only Coins | Varies | $2 – $5 |
| 1966 | SMS Half Dollar (No FG) | Missing Initials | Unknown | $50 – $150 |
| 1974-D | Double Die Obverse Half Dollar | Doubling on Obverse | Unknown | $50 – $100 |
Final Thoughts
Half dollars are more than just big coins-they’re miniature pieces of American history, some with surprising value. From rare errors to silver-rich originals, they offer a fun and potentially profitable treasure hunt for anyone willing to look.
So next time you come across a half dollar, don’t just toss it aside-take a closer look. It might be worth more than you think.
FAQs
What is the rarest Kennedy half dollar?
The 1964 “Accented Hair” proof stands out as one of the rarest and most collectible.
What does NIFC mean?
NIFC stands for “Not Intended for Circulation.” These coins are made for collectors, not for general use.
Are all 1964 Kennedy half dollars silver?
Yes! All 1964 Kennedy halves contain 90% silver.
How can I tell if my half dollar is valuable?
Check for key dates, mint marks, silver content, and notable errors or varieties.
Where can I sell rare half dollars?
You can sell them through online platforms like eBay, visit local coin shops, or attend coin shows for appraisals and offers.
