The Canada Child Benefit (CCB) is set to receive a significant boost starting in July 2025 for the 2025-26 financial year. This increase, aimed at addressing inflation and rising living costs, will see a 2.7% adjustment. Eligible recipients will experience an increase of $666 per child under six years old and $562 per child aged six to 17.
This increase is a vital financial relief for families, helping to offset the rising cost of essentials. It’s crucial for beneficiaries to understand how this adjustment impacts their payments, who qualifies for the boost, and when they will receive the updated benefits.
Table of Contents
Overview of the Canada Child Benefit Increase
| Program Name | Canada Child Benefit Increase 2025 |
|---|---|
| Administered by | Canada Revenue Agency (CRA) |
| Purpose of Increase | Adjusting benefits to match inflation |
| Eligibility | Must be the primary caregiver of a child under 18 |
| Payment Calculation | Based on Adjusted Family Net Income (AFNI) |
| Payment Frequency | Monthly |
| Tax-Free? | Yes |
| Increase Percentage | 2.7% |
| Reason for Increase | Rising cost of living and inflation |
| Official Information Source | www.canada.ca |
Understanding the Canada Child Benefit (CCB)
The Canada Child Benefit is a non-taxable financial assistance program designed to support Canadian families raising children under the age of 18. The payment amount is determined based on factors such as the child’s age, the number of children in the household, and the family’s Adjusted Net Income.
This program plays a crucial role in reducing child poverty and assisting families with essential expenses, including groceries, clothing, and utility bills. Millions of Canadian families benefit from this initiative, which ensures financial stability while raising children.
Details of the Canada Child Benefit Increase in 2025
The CCB is reviewed and adjusted periodically based on economic conditions. The upcoming increase, set to take effect from July 2025, is expected to align with inflation rates and the Consumer Price Index (CPI). This 2.7% boost will enhance the financial assistance provided to families, helping them manage their expenses more effectively.
New Maximum CCB Amounts for 2025-26
| Child’s Age | Monthly Payment (From July 2025) |
| Under 6 Years | $666.42 |
| 6 to 17 Years | $562.33 |
This increase is directly linked to tax returns filed in 2024. Families already receiving the CCB will automatically get the enhanced benefit without any additional application requirements.
Who Qualifies for the Canada Child Benefit in 2025?
To be eligible for the CCB, applicants must meet the following criteria:
| Eligibility Criteria | Details |
| Residency Requirement | Applicant must be a Canadian resident for tax purposes. |
| Childcare Responsibility | The applicant must live with the child and be primarily responsible for their care. |
| Age Limit | The child must be under 18 years old. |
| Temporary Residents | Must have lived in Canada continuously for at least 18 months. |
Payment Structure for the 2025-26 CCB Increase
The CCB is determined by Adjusted Family Net Income and the number of children in the household. Below is the breakdown of the revised benefits for July 2025 – June 2026.
Maximum CCB Benefits for 2025-26
| Age Group | Annual Benefit | Monthly Benefit |
| Under 6 | $7,997 | $666.42 |
| 6 to 17 | $6,748 | $562.33 |
Income Threshold for CCB Benefits in 2025-26
Families with an Adjusted Net Income of $36,502 or less will be eligible for the full benefit increase. Households with higher incomes may see a reduction in their payments according to a phased-out rate.
How to Apply for the Canada Child Benefit
If you are already receiving the CCB, the increased amount will be applied automatically. However, new applicants can register through the CRA’s online portal or submit a paper application.
Steps to Apply:
- Online Application – Log in to your CRA account, verify your details, and submit the required information.
- Paper Application – Complete the RC66SCH form and mail it to the CRA office.
Canada Child Benefit Payment Schedule for 2025
CCB payments are generally issued on the 20th of each month. If the payment date falls on a weekend or holiday, the funds will be deposited on the previous business day.
| Month | Payment Date |
| July | July 18, 2025 |
| August | August 20, 2025 |
| September | September 19, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 12, 2025 |
Conclusion
The Canada Child Benefit increase in mid-2025 is a significant financial relief for families across the country. By providing additional support to cover rising expenses, this adjustment ensures that Canadian children receive the resources they need to thrive. Eligible families should stay updated with the CRA’s official website and ensure their tax returns are filed on time to receive the enhanced benefits without delays.
